ON THIS PAGE

Market Opportunities

Nonprofits

Small Businesses

Other Loans/Grants

Contacts

Webinars

Online Sales Information

Additional Links

 

Market Opportunities

Loans

Hawaii Food Producers Fund


Hawaii Food Producers Fund offers 0% interest loans up to $10,000 to Hawaii food producers (Hawaii-based farmers and food processors with at least one Hawaii-grown ingredient) through Kiva. Money may be used for any business purpose. Terms: Applicants can receive 50% of the loan from the Hawaii Food Producers Fund. Loans may be repaid in three years in weekly/monthly PayPal installments with grace periods of up to 6 months for farmers. No collateral is required.

Note:
Applicants must invite an initial pool of lenders from their own network that must lend as little as $25 each.
The application requires a photo, personal story, and business description. Kiva has a 100% funding success rate for Hawaii entrepreneurs. To see successfully funded recipients of the Hawaii Food Producers Fund, click here.To start your application, click here.

For questions, contact:
Eric Bowman Email: ebowman@kohalacenter.org Phone: (808) 887-6411




HDOA Emergency Loan for Farmers


HDOA provides emergency loans for farmers of up to $150,000 at 3% interest. Loans up to $100,000 will not require credit denials from other financial institutions. HDOA has waived their three-year residency requirements; both citizens and residents are able to apply. Applicants must have devoted most of their time and derive most of their net income from farming. Applicants do not have to have owned/operated their own farm for 2+ years. HDOA also offers numerous other loan options, including loans for new farmers, qualified farmers, part-time farmers, food manufacturing, and aquaculture. To learn more about HDOA's loan options, click here.
For more information, click here or here . To apply, contact the nearest HDOA office.
Oahu, Kauai, Maui: (808) 973-9460

Hilo: (808) 933-9975

Kona: (808) 323-7591




Kahiau Rural Business Development Microloan Program


Kahiau Rural Business Development Microloan Program offers technical assistance and $2,000-$15,000 in low interest loans for businesses to help them develop and build a network.
Businesses must:
(1) Be new/existing on Hawaii Island or Molokai
(2) Have a Native Hawaiian or kama`āina (born and raise in Hawaii) owner/operator
(3) Reflect at least one of three values: -Strengthening Hawaiian culture -Building community -Ennhancing the health of the natural environment Terms:
Loans are provided at a 2% interest rate. Funds should be used to contribute to business viability/growth.
Notes:
Pre-loan technical assistance is available to help with the loan application process, financial record keeping, credit issues, and business planning. Ongoing monthly technical assistance is also available to help with tasks such as quarterly financial statements.

For more information, click here. How to Apply: Access the intake form here, and email the completed form to info@kohalacenter.org. Deadline: until funds are depleted
For questions, contact:
info@kohalacenter.org or call at (808) 887-6411




Rural Development Guaranteed Loan Program


The Rural Development Guaranteed Loan Program allows guaranteed lenders to approve and make covered loans with 180-day loan payment deferrals until September 30, 2020, without agency approval as long as they notify USDA Rural Development in writing. Terms: Loan guarantees are provided to businesses in rural areas only (population less than 50,000 in project location). Loan terms and loan guarantee percentages vary depending on what the money is used for.
Interest rates will be negotiated between the lender and borrower.
There is a 3% initial guarantee fee.

Note:
For-profit businesses, nonprofits, and cooperatives can apply

This flexibility applies to: •Business and Industry Loan Guarantees •Rural Energy for America Program Loan Guarantees •Community Facilities Loan Guarantees •Water and Waste Disposal Loan Guarantees

For more information, click here. For more specific loan terms, click here. Deadline: Until funds are depleted. To apply, contact: Denise M. Salmeron Hawaii & Western Pacific Business & Cooperative Programs Director USDA Rural Development Phone: (808) 933-8323




Export Assistance Loan Programs


The SBA offers export assistance for small businesses that export overseas either directly or indirectly by selling to an intermediary. See below for summaries of their export assistance programs:
•Export express loan program
Provides up to $500,000 for quick access to capital. Businesses can apply for line of credit/term note before finalizing export sales.

•Export working capital program
Provides revolving lines of credit or transaction-based financing of up to $5M so businesses can offer attractive payment terms to customers, fulfill export orders, and finance international sales.

•International trade loan program
To help small businesses engage in International trade, expand trade locations, or re-shore operations back to the US.

For more information abuot each of these programs, click here.




FSA Loan Programs


Farm Service Agency has a wide range of loan programs including: •Direct Operating Loans •Direct Farm Ownership Loans •Minority and Women Farmers and Rachers •Emergency Loans •Microloans To discover which USDA farm loans you are eligible for here, access the farm loan discovery tool here. Microloan: •Direct operating loan with maximum loan amount of $40,000 •Shortened application process and reduced paperwork •Flexible managerial requirements and some flexibility in loan security •Can be used for financial operating needs of all farm operations For more information on FSA's microloan program, click here.
Note: FSA has relaxed some of their application guidelines due to the coronavirus. See here for more information. For more information about each of these programs and to apply, click here. To view summaries of each of these loan programs, click here.




FSA’s Disaster Set-Aside Loan Provision


Farmers with USDA farm loans who have been affected by COVID-19 can have their next payment set aside. The set-aside payment’s due date would be moved to the final maturity date of the loan or extended up to 12 months (for annual operating loans). To discuss/request a loan payment set-aside, call or email your local FSA county office. A directory can be found here. Note: •Principal set-asides will continue to accrue interest until repaid. •If you have suffered from a prior designated disaster and have already had a payment set aside, you may be eligible to have a second payment set aside. •FSA direct loan borrowers should receive a letter with all relevant details. •USDA has announced additional farm loan, commodity loan, and crop insurance flexibilities. To view these announcements, click here. •For a basic introduction into FSA loans, click here.




Rural Economic Development Loan & Grant Program


The Rural Economic Development Loan and Grant program provides funding for rural projects through local utility organizations. USDA provides zero-interest loans to local utilities which they, in turn, pass through to local businesses (ultimate recipients) for projects that will create and retain employment in rural areas. The ultimate recipients repay the lending utility directly. The utility then is responsible for repayment to USDA. USDA provides grants to local utility organizations which use the funding to establish Revolving Loan Funds (RLF). Loans are made from the revolving loan funds to projects that will create or retain rural jobs. When the revolving loan fund is terminated, the grant is repaid to USDA. Former Rural Utilities Service borrowers who borrowed, repaid or pre-paid an insured, direct or guaranteed loan, nonprofit utilities that are eligible to receive assistance from the Rural Development Electric or Telecommunication Programs, and current Rural Development Electric or Telecommunication Programs borrowers may apply. Applications are accepted year-round. For more information, click here. To apply, work with your USDA Rural Development Office. Brenda Iokepa-Moses State Director (808) 933-8305





 

Farmers and Ranchers

Grants

The Healy Foundation


The Healy Foundation offers grant up to $50,000 for nonprofits in Hawaii for projects that address protection of ecosystems, climate change mitigation, reduction of childhood poverty, or youth advocacy and education.

Note:
The board meets four times a year to award grants.
For more information, click here. To apply, submit a Letter of Inquiry on their grant portal here.

For further questions,
email sgeary@thehealyfoundation.org




FEMA Public Assistance Programs


FEMA Public Assistance Programs reimburse eligible applicants for costs associated with emergency protective measures in response to the COVID-19 pandemic.

Note:
FEMA assistance will be provided at 75% federal cost share.
To learn more about the specific projects asnd activities funded under FEMA, click here. To apply, fill out the application here. Deadline: Program will remain open for the duration of the Public Health Emergency as declared by the Secretary of Health and Human Services.




Hawaii Community Foundation Resilience Fund


Hawaii Community Foundation is offering grants for projects that address one or more phases of their four-phased approach to community resilience.

The four phases are:
(1) Risk reduction
(2) Rapid relief and response
(3) Recovery and stabilization
(4) Rebuilding resilience
To learn more, click here. To quickly distribute resources, Hawaii Community Foundation has foregone a formal application process. If interested, please email them of your needs at grants@hcf-hawaii.org.




Urban Agriculture and Innovative Production Competitive Grants Program


This grants program is in its first year of existence and is comprised of two projects: Planning Projects Applicants can receive up to $200,000 per single program year or up to $500,000 over three years for planning projects. Planning projects initiate or expand efforts of urban agriculture, including agriculture assessments, the development of business plans and feasibility studies, support for municipal planning, and program development and implementation of agriculture and innovative production in schools. Implementation Projects Applicants can receive up to $100,000 per single program year or up to $300,000 over three years for implementation projects. Implementation projects can increase food production in small urban and indoor spaces, operate community gardens, provide hands-on training in farming, meet specific food and agricultural needs, and provide schools with resources to grow and consume nutritious food and pursue careers in agriculture. Projects should target one or more urban areas, suburbs, or urban clusters where access to fresh foods is limited or unavailable. Projects should include one or more partner organizations to achieve project goals within the target areas. Nonprofits, local governments, and schools that serve any of the grades K-12 are eligible to apply. To view the slides from an informative webinar, click here. To view the full program announcement, click here. For more information and to apply, click here. Deadline: July 6, 2020




Community Facilities Direct Loan and Grant Program


The Community Facilities Direct Loan and Grant Program aims to develop essential community facilities in rural areas.

Community-based non-profit corporations and public bodies may apply. Examples of agricultural-related projects are community gardens, food pantries, community kitchens, food banks, food hubs, and greenhouses.

Note:
Rural areas must have less than 20,000 residents.
Eligible bodies can an apply for low interest direct loans, grants, or a combination of both.

For specific information and funding priorities, click here. If interested, contact:
Brenda Iokepa-Moses
Hawaii State Director
USDA Rural Development
Phone: (808) 933-8305




Enhancing Agricultural Opportunities for Military Veterans Grant Program


This program provides up to $250,000 grants for non-profits to increase the number of military veterans gaining knowledge and skills through comprehensive, hands-on and immersive model farm and ranch programs offered regionally that lead to successful careers in the food and agricultural sector. To learn more and apply, click here.

For more information, contact:
Brent Elrod
richard.elrod@usda.gov
(816) 926-2535
National Program Leader
Division of Family & Consumer Services
USDA National Institute of Food and Agriculture Deadline: 6/26/2020




Foreign Market Development Cooperator Program


The Foreign Market Development Cooperator Program provides funding for projects up to 3 years long that contribute to the effective creation, expansion, or maintenance of foreign markets. Applicants need to have a clear, long–term agricultural trade strategy, have the broadest producer representation and affiliated industry participation of the commodity being promoted, and include an effective program time line against which results can be measured at specific intervals using quantifiable product or country goals.

Applicants must be nonprofit U.S. agricultural trade organizations that promote the exports of one or more U.S. agricultural commodities and must not have a business interest in or receive compensation from specific sales of agricultural commodities.
For more information and to apply, click here. Deadline: 6/26/2020




Momentum Fund


The Momentum Fund provides up to $100,000 grants to 501(c)(3) organizations that are managing active COVID-19 funds so these organizations can grow, promote, manage, and sustain their funds. Grants will be given to organizations that serve communities and populations whose health and/or financial situations have been most severely impacted by COVID-19. Note: Applicants must have an active COVID-19 fund of at least $50,000, either pledged, committed, and/or spent that provides funds to other 501(c)(3) organizations. For questions, email: information@momentumfund.org For more information and FAQs, click here. To apply, click here. Deadline: June 18, 2020




Mosaic COVID-19 Rapid Response Infrastructure


Mosaic offers rapid response grants up to $10,000 to nonprofit grassroots organizations whose aim is to protect the environment or pursue environmental justice. Funds can be used for tools and technology, training, and related resources. Note: Applicants must have an annual budget below $500,000 and be accountable to local constituents. For more information, click here. To complete a brief application, click here. For any questions, email: info@mosaicmomentum.org Deadline: The third round deadline is July 2.




Agricultural Water Efficiency Grants


Hawaii Community Foundation hopes to support projects that improve agricultural water use efficiency and provide measurable benefits to the state. Grants up to $50,000 are available for one-year projects, and grants up to $100,000 are available for two-year projects. There are two types of projects they will fund: 1) Water efficiency projects, for the installation of equipment to improve irrigation efficiency/potable water conservation. 2) Water management projects, for the development of a water conservation program/plan or water conservation education program for farmers or agricultural water managers. Nonprofits, state and county governments, public and private agricultural parks, and colleges and universities in Hawaii are eligible to apply. To learn more about the project criteria, preferences, and application instructions, click here. For more information about the Fresh Water Initiative, click here. For questions about this program, contact: Dana Okano Email: dokano@hcf-hawaii.org Phone: (808) 566-5541 Deadline: June 30, 2020




Community Development Block Grant (Hawaii County)


Grants and loans available to public agencies and private nonprofit organizations to prevent, prepare, and respond to COVID-19 impacts with emphasis on public health, housing, economic recovery, and the needs of low- and moderate-income persons. For more information, click here. To access the application, click here for page 1 and here for page 2. Questions: Call (808) 661-8379 Email ohcdcdbg@hawaiicounty.gov





Loans

Water and Waste Disposal Loan Guarantees


This program aims to improve access to clean, reliable water and waste disposal systems for households and rural businesses. These loans can be used for projects relating to drinking water, sewers, waste disposal, storm water disposal, etc.

Nonprofit organizations and state and local governmental entities can apply.
To learn more, click here. To apply, ask your private lender if they participate in USDA loan guarantee programs or contact:
Hawaii and Western Pacific State Office
USDA Rural Development
Phone: (808) 933-8380




HCRC Emergency Loan Program (HELP)


HCRC Emergency Loan Program (HELP) provides short-term bridge loans and term loans between $15,000-$100,000 to non-profits and mission aligned small businesses that are otherwise unable to secure financing but have an immediate need for capital. Funds can be used for payroll, rent, mortgage interest, utilities and other operating expenses to allow the organizations to stay open.

Note:
Organizations have to have annual revenue of at least $100,000
Priority is given to organizations that have applied for PPP or EIDL but have been declined or are waiting for a response.

Terms:
•6-month bridge loan that converts to a 42-month term loan for a total of 48 months
•3% fixed interest rate for the 6-month bridge loan period and 5% fixed interest rate for the 42-month loan period
•For profit businesses have to have all individuals with a 20% ownership interest in the organization provide a personal guarantee.
•Non-profits don’t have to provide a personal guarantee if their board of directors is comprised of a majority of independent voting directors.
•Need 2 years of historical financial statements or tax returns and cash flow protection (can be simple or complex)
For more information about eligibility and to apply, click here. For an overview of the program, click here. For further questions,
Chelsea Schull
LISC-HCRC Hawaii Program Officer
help@hcrchawaii.com




Rural Development Guaranteed Loan Program


The Rural Development Guaranteed Loan Program allows guaranteed lenders to approve and make covered loans with 180-day loan payment deferrals until September 30, 2020, without agency approval as long as they notify USDA Rural Development in writing.

Terms:
Loan guarantees are provided to businesses in rural areas only (population less than 50,000 in project location).
Loan terms and loan guarantee percentages vary depending on what the money is used for.
Interest rates will be negotiated between the lender and borrower.
There is a 3% initial guarantee fee.

Note:
For-profit businesses, nonprofits, and cooperatives can apply.

This flexibility applies to:
•Business and Industry Loan Guarantees
•Rural Energy for America Program Loan Guarantees
•Community Facilities Loan Guarantees
•Water and Waste Disposal Loan Guarantees
For more information, click here.
For more specific loan terms, click here. To apply, contact:
Denise M. Salmeron
Hawaii & Western Pacific Business & Cooperative Programs Director
USDA Rural Development
Phone: (808) 933-8323 Deadline: 9/30/2020





Farmers and Ranchers

Loans

Hawaii Food Producers Fund


Hawaii Food Producers Fund offers 0% interest loans up to $10,000 to Hawaii food producers (Hawaii-based farmers and food processors with at least one Hawaii-grown ingredient) through Kiva. Money may be used for any business purpose. Terms: Applicants can receive 50% of the loan from the Hawaii Food Producers Fund. Loans may be repaid in three years in weekly/monthly PayPal installments with grace periods of up to 6 months for farmers. No collateral is required.

Note:
Applicants must invite an initial pool of lenders from their own network that must lend as little as $25 each.
The application requires a photo, personal story, and business description. Kiva has a 100% funding success rate for Hawaii entrepreneurs. To see successfully funded recipients of the Hawaii Food Producers Fund, click here.To start your application, click here.

For questions, contact:
Eric Bowman Email: ebowman@kohalacenter.org Phone: (808) 887-6411




HDOA Emergency Loan for Farmers


HDOA provides emergency loans for farmers of up to $150,000 at 3% interest. Loans up to $100,000 will not require credit denials from other financial institutions. HDOA has waived their three-year residency requirements; both citizens and residents are able to apply. Applicants must have devoted most of their time and derive most of their net income from farming. Applicants do not have to have owned/operated their own farm for 2+ years. HDOA also offers numerous other loan options, including loans for new farmers, qualified farmers, part-time farmers, food manufacturing, and aquaculture. To learn more about HDOA's loan options, click here.
For more information, click here or here . To apply, contact the nearest HDOA office.
Oahu, Kauai, Maui: (808) 973-9460

Hilo: (808) 933-9975

Kona: (808) 323-7591




Kahiau Rural Business Development Microloan Program


Kahiau Rural Business Development Microloan Program offers technical assistance and $2,000-$15,000 in low interest loans for businesses to help them develop and build a network.
Businesses must:
(1) Be new/existing on Hawaii Island or Molokai
(2) Have a Native Hawaiian or kama`āina (born and raise in Hawaii) owner/operator
(3) Reflect at least one of three values: -Strengthening Hawaiian culture -Building community -Ennhancing the health of the natural environment Terms:
Loans are provided at a 2% interest rate. Funds should be used to contribute to business viability/growth.
Notes:
Pre-loan technical assistance is available to help with the loan application process, financial record keeping, credit issues, and business planning. Ongoing monthly technical assistance is also available to help with tasks such as quarterly financial statements.

For more information, click here. How to Apply: Access the intake form here, and email the completed form to info@kohalacenter.org. Deadline: until funds are depleted
For questions, contact:
info@kohalacenter.org or call at (808) 887-6411




Rural Development Guaranteed Loan Program


The Rural Development Guaranteed Loan Program allows guaranteed lenders to approve and make covered loans with 180-day loan payment deferrals until September 30, 2020, without agency approval as long as they notify USDA Rural Development in writing. Terms: Loan guarantees are provided to businesses in rural areas only (population less than 50,000 in project location). Loan terms and loan guarantee percentages vary depending on what the money is used for.
Interest rates will be negotiated between the lender and borrower.
There is a 3% initial guarantee fee.

Note:
For-profit businesses, nonprofits, and cooperatives can apply

This flexibility applies to: •Business and Industry Loan Guarantees •Rural Energy for America Program Loan Guarantees •Community Facilities Loan Guarantees •Water and Waste Disposal Loan Guarantees

For more information, click here. For more specific loan terms, click here. Deadline: Until funds are depleted. To apply, contact: Denise M. Salmeron Hawaii & Western Pacific Business & Cooperative Programs Director USDA Rural Development Phone: (808) 933-8323




Export Assistance Loan Programs


The SBA offers export assistance for small businesses that export overseas either directly or indirectly by selling to an intermediary. See below for summaries of their export assistance programs:
•Export express loan program
Provides up to $500,000 for quick access to capital. Businesses can apply for line of credit/term note before finalizing export sales.

•Export working capital program
Provides revolving lines of credit or transaction-based financing of up to $5M so businesses can offer attractive payment terms to customers, fulfill export orders, and finance international sales.

•International trade loan program
To help small businesses engage in International trade, expand trade locations, or re-shore operations back to the US.

For more information abuot each of these programs, click here.




FSA Loan Programs


Farm Service Agency has a wide range of loan programs including: •Direct Operating Loans •Direct Farm Ownership Loans •Minority and Women Farmers and Rachers •Emergency Loans •Microloans To discover which USDA farm loans you are eligible for here, access the farm loan discovery tool here. Microloan: •Direct operating loan with maximum loan amount of $40,000 •Shortened application process and reduced paperwork •Flexible managerial requirements and some flexibility in loan security •Can be used for financial operating needs of all farm operations For more information on FSA's microloan program, click here.
Note: FSA has relaxed some of their application guidelines due to the coronavirus. See here for more information. For more information about each of these programs and to apply, click here. To view summaries of each of these loan programs, click here.




FSA’s Disaster Set-Aside Loan Provision


Farmers with USDA farm loans who have been affected by COVID-19 can have their next payment set aside. The set-aside payment’s due date would be moved to the final maturity date of the loan or extended up to 12 months (for annual operating loans). To discuss/request a loan payment set-aside, call or email your local FSA county office. A directory can be found here. Note: •Principal set-asides will continue to accrue interest until repaid. •If you have suffered from a prior designated disaster and have already had a payment set aside, you may be eligible to have a second payment set aside. •FSA direct loan borrowers should receive a letter with all relevant details. •USDA has announced additional farm loan, commodity loan, and crop insurance flexibilities. To view these announcements, click here. •For a basic introduction into FSA loans, click here.




Rural Economic Development Loan & Grant Program


The Rural Economic Development Loan and Grant program provides funding for rural projects through local utility organizations. USDA provides zero-interest loans to local utilities which they, in turn, pass through to local businesses (ultimate recipients) for projects that will create and retain employment in rural areas. The ultimate recipients repay the lending utility directly. The utility then is responsible for repayment to USDA. USDA provides grants to local utility organizations which use the funding to establish Revolving Loan Funds (RLF). Loans are made from the revolving loan funds to projects that will create or retain rural jobs. When the revolving loan fund is terminated, the grant is repaid to USDA. Former Rural Utilities Service borrowers who borrowed, repaid or pre-paid an insured, direct or guaranteed loan, nonprofit utilities that are eligible to receive assistance from the Rural Development Electric or Telecommunication Programs, and current Rural Development Electric or Telecommunication Programs borrowers may apply. Applications are accepted year-round. For more information, click here. To apply, work with your USDA Rural Development Office. Brenda Iokepa-Moses State Director (808) 933-8305





 

Small Businesses

Grants

The Healy Foundation


The Healy Foundation offers grant up to $50,000 for nonprofits in Hawaii for projects that address protection of ecosystems, climate change mitigation, reduction of childhood poverty, or youth advocacy and education.

Note:
The board meets four times a year to award grants.
For more information, click here. To apply, submit a Letter of Inquiry on their grant portal here.

For further questions,
email sgeary@thehealyfoundation.org




FEMA Public Assistance Programs


FEMA Public Assistance Programs reimburse eligible applicants for costs associated with emergency protective measures in response to the COVID-19 pandemic.

Note:
FEMA assistance will be provided at 75% federal cost share.
To learn more about the specific projects asnd activities funded under FEMA, click here. To apply, fill out the application here. Deadline: Program will remain open for the duration of the Public Health Emergency as declared by the Secretary of Health and Human Services.




Hawaii Community Foundation Resilience Fund


Hawaii Community Foundation is offering grants for projects that address one or more phases of their four-phased approach to community resilience.

The four phases are:
(1) Risk reduction
(2) Rapid relief and response
(3) Recovery and stabilization
(4) Rebuilding resilience
To learn more, click here. To quickly distribute resources, Hawaii Community Foundation has foregone a formal application process. If interested, please email them of your needs at grants@hcf-hawaii.org.




Urban Agriculture and Innovative Production Competitive Grants Program


This grants program is in its first year of existence and is comprised of two projects: Planning Projects Applicants can receive up to $200,000 per single program year or up to $500,000 over three years for planning projects. Planning projects initiate or expand efforts of urban agriculture, including agriculture assessments, the development of business plans and feasibility studies, support for municipal planning, and program development and implementation of agriculture and innovative production in schools. Implementation Projects Applicants can receive up to $100,000 per single program year or up to $300,000 over three years for implementation projects. Implementation projects can increase food production in small urban and indoor spaces, operate community gardens, provide hands-on training in farming, meet specific food and agricultural needs, and provide schools with resources to grow and consume nutritious food and pursue careers in agriculture. Projects should target one or more urban areas, suburbs, or urban clusters where access to fresh foods is limited or unavailable. Projects should include one or more partner organizations to achieve project goals within the target areas. Nonprofits, local governments, and schools that serve any of the grades K-12 are eligible to apply. To view the slides from an informative webinar, click here. To view the full program announcement, click here. For more information and to apply, click here. Deadline: July 6, 2020




Community Facilities Direct Loan and Grant Program


The Community Facilities Direct Loan and Grant Program aims to develop essential community facilities in rural areas.

Community-based non-profit corporations and public bodies may apply. Examples of agricultural-related projects are community gardens, food pantries, community kitchens, food banks, food hubs, and greenhouses.

Note:
Rural areas must have less than 20,000 residents.
Eligible bodies can an apply for low interest direct loans, grants, or a combination of both.

For specific information and funding priorities, click here. If interested, contact:
Brenda Iokepa-Moses
Hawaii State Director
USDA Rural Development
Phone: (808) 933-8305




Enhancing Agricultural Opportunities for Military Veterans Grant Program


This program provides up to $250,000 grants for non-profits to increase the number of military veterans gaining knowledge and skills through comprehensive, hands-on and immersive model farm and ranch programs offered regionally that lead to successful careers in the food and agricultural sector. To learn more and apply, click here.

For more information, contact:
Brent Elrod
richard.elrod@usda.gov
(816) 926-2535
National Program Leader
Division of Family & Consumer Services
USDA National Institute of Food and Agriculture Deadline: 6/26/2020




Foreign Market Development Cooperator Program


The Foreign Market Development Cooperator Program provides funding for projects up to 3 years long that contribute to the effective creation, expansion, or maintenance of foreign markets. Applicants need to have a clear, long–term agricultural trade strategy, have the broadest producer representation and affiliated industry participation of the commodity being promoted, and include an effective program time line against which results can be measured at specific intervals using quantifiable product or country goals.

Applicants must be nonprofit U.S. agricultural trade organizations that promote the exports of one or more U.S. agricultural commodities and must not have a business interest in or receive compensation from specific sales of agricultural commodities.
For more information and to apply, click here. Deadline: 6/26/2020




Momentum Fund


The Momentum Fund provides up to $100,000 grants to 501(c)(3) organizations that are managing active COVID-19 funds so these organizations can grow, promote, manage, and sustain their funds. Grants will be given to organizations that serve communities and populations whose health and/or financial situations have been most severely impacted by COVID-19. Note: Applicants must have an active COVID-19 fund of at least $50,000, either pledged, committed, and/or spent that provides funds to other 501(c)(3) organizations. For questions, email: information@momentumfund.org For more information and FAQs, click here. To apply, click here. Deadline: June 18, 2020




Mosaic COVID-19 Rapid Response Infrastructure


Mosaic offers rapid response grants up to $10,000 to nonprofit grassroots organizations whose aim is to protect the environment or pursue environmental justice. Funds can be used for tools and technology, training, and related resources. Note: Applicants must have an annual budget below $500,000 and be accountable to local constituents. For more information, click here. To complete a brief application, click here. For any questions, email: info@mosaicmomentum.org Deadline: The third round deadline is July 2.




Agricultural Water Efficiency Grants


Hawaii Community Foundation hopes to support projects that improve agricultural water use efficiency and provide measurable benefits to the state. Grants up to $50,000 are available for one-year projects, and grants up to $100,000 are available for two-year projects. There are two types of projects they will fund: 1) Water efficiency projects, for the installation of equipment to improve irrigation efficiency/potable water conservation. 2) Water management projects, for the development of a water conservation program/plan or water conservation education program for farmers or agricultural water managers. Nonprofits, state and county governments, public and private agricultural parks, and colleges and universities in Hawaii are eligible to apply. To learn more about the project criteria, preferences, and application instructions, click here. For more information about the Fresh Water Initiative, click here. For questions about this program, contact: Dana Okano Email: dokano@hcf-hawaii.org Phone: (808) 566-5541 Deadline: June 30, 2020




Community Development Block Grant (Hawaii County)


Grants and loans available to public agencies and private nonprofit organizations to prevent, prepare, and respond to COVID-19 impacts with emphasis on public health, housing, economic recovery, and the needs of low- and moderate-income persons. For more information, click here. To access the application, click here for page 1 and here for page 2. Questions: Call (808) 661-8379 Email ohcdcdbg@hawaiicounty.gov





Loans

Water and Waste Disposal Loan Guarantees


This program aims to improve access to clean, reliable water and waste disposal systems for households and rural businesses. These loans can be used for projects relating to drinking water, sewers, waste disposal, storm water disposal, etc.

Nonprofit organizations and state and local governmental entities can apply.
To learn more, click here. To apply, ask your private lender if they participate in USDA loan guarantee programs or contact:
Hawaii and Western Pacific State Office
USDA Rural Development
Phone: (808) 933-8380




HCRC Emergency Loan Program (HELP)


HCRC Emergency Loan Program (HELP) provides short-term bridge loans and term loans between $15,000-$100,000 to non-profits and mission aligned small businesses that are otherwise unable to secure financing but have an immediate need for capital. Funds can be used for payroll, rent, mortgage interest, utilities and other operating expenses to allow the organizations to stay open.

Note:
Organizations have to have annual revenue of at least $100,000
Priority is given to organizations that have applied for PPP or EIDL but have been declined or are waiting for a response.

Terms:
•6-month bridge loan that converts to a 42-month term loan for a total of 48 months
•3% fixed interest rate for the 6-month bridge loan period and 5% fixed interest rate for the 42-month loan period
•For profit businesses have to have all individuals with a 20% ownership interest in the organization provide a personal guarantee.
•Non-profits don’t have to provide a personal guarantee if their board of directors is comprised of a majority of independent voting directors.
•Need 2 years of historical financial statements or tax returns and cash flow protection (can be simple or complex)
For more information about eligibility and to apply, click here. For an overview of the program, click here. For further questions,
Chelsea Schull
LISC-HCRC Hawaii Program Officer
help@hcrchawaii.com




Rural Development Guaranteed Loan Program


The Rural Development Guaranteed Loan Program allows guaranteed lenders to approve and make covered loans with 180-day loan payment deferrals until September 30, 2020, without agency approval as long as they notify USDA Rural Development in writing.

Terms:
Loan guarantees are provided to businesses in rural areas only (population less than 50,000 in project location).
Loan terms and loan guarantee percentages vary depending on what the money is used for.
Interest rates will be negotiated between the lender and borrower.
There is a 3% initial guarantee fee.

Note:
For-profit businesses, nonprofits, and cooperatives can apply.

This flexibility applies to:
•Business and Industry Loan Guarantees
•Rural Energy for America Program Loan Guarantees
•Community Facilities Loan Guarantees
•Water and Waste Disposal Loan Guarantees
For more information, click here.
For more specific loan terms, click here. To apply, contact:
Denise M. Salmeron
Hawaii & Western Pacific Business & Cooperative Programs Director
USDA Rural Development
Phone: (808) 933-8323 Deadline: 9/30/2020





 

Nonprofits

Grants

The Healy Foundation


The Healy Foundation offers grant up to $50,000 for nonprofits in Hawaii for projects that address protection of ecosystems, climate change mitigation, reduction of childhood poverty, or youth advocacy and education.

Note:
The board meets four times a year to award grants.
For more information, click here. To apply, submit a Letter of Inquiry on their grant portal here.

For further questions,
email sgeary@thehealyfoundation.org




FEMA Public Assistance Programs


FEMA Public Assistance Programs reimburse eligible applicants for costs associated with emergency protective measures in response to the COVID-19 pandemic.

Note:
FEMA assistance will be provided at 75% federal cost share.
To learn more about the specific projects asnd activities funded under FEMA, click here. To apply, fill out the application here. Deadline: Program will remain open for the duration of the Public Health Emergency as declared by the Secretary of Health and Human Services.




Hawaii Community Foundation Resilience Fund


Hawaii Community Foundation is offering grants for projects that address one or more phases of their four-phased approach to community resilience.

The four phases are:
(1) Risk reduction
(2) Rapid relief and response
(3) Recovery and stabilization
(4) Rebuilding resilience
To learn more, click here. To quickly distribute resources, Hawaii Community Foundation has foregone a formal application process. If interested, please email them of your needs at grants@hcf-hawaii.org.




Urban Agriculture and Innovative Production Competitive Grants Program


This grants program is in its first year of existence and is comprised of two projects: Planning Projects Applicants can receive up to $200,000 per single program year or up to $500,000 over three years for planning projects. Planning projects initiate or expand efforts of urban agriculture, including agriculture assessments, the development of business plans and feasibility studies, support for municipal planning, and program development and implementation of agriculture and innovative production in schools. Implementation Projects Applicants can receive up to $100,000 per single program year or up to $300,000 over three years for implementation projects. Implementation projects can increase food production in small urban and indoor spaces, operate community gardens, provide hands-on training in farming, meet specific food and agricultural needs, and provide schools with resources to grow and consume nutritious food and pursue careers in agriculture. Projects should target one or more urban areas, suburbs, or urban clusters where access to fresh foods is limited or unavailable. Projects should include one or more partner organizations to achieve project goals within the target areas. Nonprofits, local governments, and schools that serve any of the grades K-12 are eligible to apply. To view the slides from an informative webinar, click here. To view the full program announcement, click here. For more information and to apply, click here. Deadline: July 6, 2020




Community Facilities Direct Loan and Grant Program


The Community Facilities Direct Loan and Grant Program aims to develop essential community facilities in rural areas.

Community-based non-profit corporations and public bodies may apply. Examples of agricultural-related projects are community gardens, food pantries, community kitchens, food banks, food hubs, and greenhouses.

Note:
Rural areas must have less than 20,000 residents.
Eligible bodies can an apply for low interest direct loans, grants, or a combination of both.

For specific information and funding priorities, click here. If interested, contact:
Brenda Iokepa-Moses
Hawaii State Director
USDA Rural Development
Phone: (808) 933-8305




Enhancing Agricultural Opportunities for Military Veterans Grant Program


This program provides up to $250,000 grants for non-profits to increase the number of military veterans gaining knowledge and skills through comprehensive, hands-on and immersive model farm and ranch programs offered regionally that lead to successful careers in the food and agricultural sector. To learn more and apply, click here.

For more information, contact:
Brent Elrod
richard.elrod@usda.gov
(816) 926-2535
National Program Leader
Division of Family & Consumer Services
USDA National Institute of Food and Agriculture Deadline: 6/26/2020




Foreign Market Development Cooperator Program


The Foreign Market Development Cooperator Program provides funding for projects up to 3 years long that contribute to the effective creation, expansion, or maintenance of foreign markets. Applicants need to have a clear, long–term agricultural trade strategy, have the broadest producer representation and affiliated industry participation of the commodity being promoted, and include an effective program time line against which results can be measured at specific intervals using quantifiable product or country goals.

Applicants must be nonprofit U.S. agricultural trade organizations that promote the exports of one or more U.S. agricultural commodities and must not have a business interest in or receive compensation from specific sales of agricultural commodities.
For more information and to apply, click here. Deadline: 6/26/2020




Momentum Fund


The Momentum Fund provides up to $100,000 grants to 501(c)(3) organizations that are managing active COVID-19 funds so these organizations can grow, promote, manage, and sustain their funds. Grants will be given to organizations that serve communities and populations whose health and/or financial situations have been most severely impacted by COVID-19. Note: Applicants must have an active COVID-19 fund of at least $50,000, either pledged, committed, and/or spent that provides funds to other 501(c)(3) organizations. For questions, email: information@momentumfund.org For more information and FAQs, click here. To apply, click here. Deadline: June 18, 2020




Mosaic COVID-19 Rapid Response Infrastructure


Mosaic offers rapid response grants up to $10,000 to nonprofit grassroots organizations whose aim is to protect the environment or pursue environmental justice. Funds can be used for tools and technology, training, and related resources. Note: Applicants must have an annual budget below $500,000 and be accountable to local constituents. For more information, click here. To complete a brief application, click here. For any questions, email: info@mosaicmomentum.org Deadline: The third round deadline is July 2.




Agricultural Water Efficiency Grants


Hawaii Community Foundation hopes to support projects that improve agricultural water use efficiency and provide measurable benefits to the state. Grants up to $50,000 are available for one-year projects, and grants up to $100,000 are available for two-year projects. There are two types of projects they will fund: 1) Water efficiency projects, for the installation of equipment to improve irrigation efficiency/potable water conservation. 2) Water management projects, for the development of a water conservation program/plan or water conservation education program for farmers or agricultural water managers. Nonprofits, state and county governments, public and private agricultural parks, and colleges and universities in Hawaii are eligible to apply. To learn more about the project criteria, preferences, and application instructions, click here. For more information about the Fresh Water Initiative, click here. For questions about this program, contact: Dana Okano Email: dokano@hcf-hawaii.org Phone: (808) 566-5541 Deadline: June 30, 2020




Community Development Block Grant (Hawaii County)


Grants and loans available to public agencies and private nonprofit organizations to prevent, prepare, and respond to COVID-19 impacts with emphasis on public health, housing, economic recovery, and the needs of low- and moderate-income persons. For more information, click here. To access the application, click here for page 1 and here for page 2. Questions: Call (808) 661-8379 Email ohcdcdbg@hawaiicounty.gov





Loans

Water and Waste Disposal Loan Guarantees


This program aims to improve access to clean, reliable water and waste disposal systems for households and rural businesses. These loans can be used for projects relating to drinking water, sewers, waste disposal, storm water disposal, etc.

Nonprofit organizations and state and local governmental entities can apply.
To learn more, click here. To apply, ask your private lender if they participate in USDA loan guarantee programs or contact:
Hawaii and Western Pacific State Office
USDA Rural Development
Phone: (808) 933-8380




HCRC Emergency Loan Program (HELP)


HCRC Emergency Loan Program (HELP) provides short-term bridge loans and term loans between $15,000-$100,000 to non-profits and mission aligned small businesses that are otherwise unable to secure financing but have an immediate need for capital. Funds can be used for payroll, rent, mortgage interest, utilities and other operating expenses to allow the organizations to stay open.

Note:
Organizations have to have annual revenue of at least $100,000
Priority is given to organizations that have applied for PPP or EIDL but have been declined or are waiting for a response.

Terms:
•6-month bridge loan that converts to a 42-month term loan for a total of 48 months
•3% fixed interest rate for the 6-month bridge loan period and 5% fixed interest rate for the 42-month loan period
•For profit businesses have to have all individuals with a 20% ownership interest in the organization provide a personal guarantee.
•Non-profits don’t have to provide a personal guarantee if their board of directors is comprised of a majority of independent voting directors.
•Need 2 years of historical financial statements or tax returns and cash flow protection (can be simple or complex)
For more information about eligibility and to apply, click here. For an overview of the program, click here. For further questions,
Chelsea Schull
LISC-HCRC Hawaii Program Officer
help@hcrchawaii.com




Rural Development Guaranteed Loan Program


The Rural Development Guaranteed Loan Program allows guaranteed lenders to approve and make covered loans with 180-day loan payment deferrals until September 30, 2020, without agency approval as long as they notify USDA Rural Development in writing.

Terms:
Loan guarantees are provided to businesses in rural areas only (population less than 50,000 in project location).
Loan terms and loan guarantee percentages vary depending on what the money is used for.
Interest rates will be negotiated between the lender and borrower.
There is a 3% initial guarantee fee.

Note:
For-profit businesses, nonprofits, and cooperatives can apply.

This flexibility applies to:
•Business and Industry Loan Guarantees
•Rural Energy for America Program Loan Guarantees
•Community Facilities Loan Guarantees
•Water and Waste Disposal Loan Guarantees
For more information, click here.
For more specific loan terms, click here. To apply, contact:
Denise M. Salmeron
Hawaii & Western Pacific Business & Cooperative Programs Director
USDA Rural Development
Phone: (808) 933-8323 Deadline: 9/30/2020





 
CONTACTS
Hawaii Farm Bureau Federation

info@hfbf.org

(808) 848-2074

Website

*Hawaii Farm Bureau is connecting farmers with retailers, direct-to-consumer markets, online marketplace and delivery networks, and our own purchase and distribution programs, to help Hawaii producers stay in business and continue to feed our communities. For more information about our programs,  please click here.

Chamber of Commerce Hawaii
USDA Rural Development Hawaii and Western Pacific State Office

Brenda Iokepa-Moses

State Director

(808) 933-8323 (for new/general inquiries)

Website

Kanaka Economic Development Alliance

Kelea Levy

kelea@kanakaeconomy.org

*Able to assist Native Hawaiians with EIDL and PPP applications

Hawaii Department of Business, Economic Development, and Tourism

Wayne Thom

CBED Program

wayne.k.thom@hawaiʻi.gov

Website

Hawaii Minority Business Development Agency Center

Dana Hauanio

Director

info@honolulumbdacenter.com

(808) 956-0850

Website

CTAHR Cooperative Extension Services

Savannah
katulski@hawaii.edu

Emilie
ekirk@hawaii.edu

Website

*Savannah is able to provide technical assistance to Kauai ranchers and livestock producers.
*Emilie is able to provide technical assistance to Kauai produce growers.

Hawaii Small Business Development Center

info@hisbdc.org

Click here for the SBDC directory by county. 

Website

*Offers free, confidential business advice
*To register for business advising, click here

SCORE Mentors Hawaii

(808) 547-2700

Website

 

*Mentoring program providing confidential business advice

*To request a mentor, click here

Small Business Administration Hawaii District Office

Jane Sawyer

District Director

hawaiigeneral@sba.gov

(808) 541-2990

Website

SBA’s Office of Disaster Assistance

Shannon Mariano

Customer Service Representative
Public Information Office

shannon.mariano@sba.gov

Website

*Shannon is the point of contact for COVID-19 outreach

Business Law Corps

(808) 539-3806 x 0

appointments@htdc.org

Website

*Offers small business owners legal counseling at no-cost (for help on things like choice of entity, business crisis, for-profit corporations, LLCs, partnerships, etc.)
*Appointments every 1st and 3rd Wednesday of the month for 30 minutes over the phone between 11am-1pm
To schedule appointment, email or call

Accumulus

info@accumulus.co

(808) 369-3121

Website

*Honolulu bookkeeping and CFO firm offering free help with US SBA Loan applications

*When contacting, reference offer from Chamber of Commerce website

Mink Center for Business and Leadership

Noela Napoleon

MCBL Lead Business Counselor

mblc@ywcaoahu.org

(808) 695-2633

Website

 

*Offers business and legal counseling for small businesses at no to low cost by appointment
*To schedule an appointment, click here

HDOA Agricultural Loan Division

Wayne Takamine
(808) 973-9458
wayne.s.takamine@hawaii.gov
Business Loan Officer
HDOA Loan Division


Website

(808) 973-9460 (Oahu, Kauai, Maui)
(808) 933-9975 (Hilo)
(808) 323-7591 (Kona)

The Kohala Center

Eric Bowman
Business Development and Services Integration Coordinator
ebowman@kohalacenter.org

Megan Blazak
Rural Economic Development Supervisor
(808) 313-0904
mblazak@kohalacenter.org

Website

*Offers several financial capitalization services including grant and loan application assistance and help to cooperatives developing their seed capital through equity shares and attracting preferred stock investors

*To contact them for technical assistance, download their intake form here

*To read their business resources page, click here

Hawaii State and Pacific Basin Farm Service Agency

Patrick Lewis

County Executive Director

Pacific Basin FSA Service Center

patrick.lewis@usda.gov

(808) 600-2953 (office)

(808) 443-8777 (cell)

Website

(808) 541-2600 x 2

USDA Hawaii Farm Service Agency

Click here for the FSA directory by county.

Hawaii Cattlemen’s Council, Inc.

office@hicattle.org
(808) 333-6755

Website

*Offering to work through any impacts you are experiencing due to COVID-19. To report impacts, click here.
*
The website has updates with answers to import and export questions and changes to livestock shipping procedures.

 

Go Farm Hawaii

Erik Shimizu
erikms@hawaii.edu
AgBusiness Program
GoFarm Hawaii

Pomai Weigert
cweigert@hawaii.edu
AgBusiness Program
GoFarm Hawaii

General
info@gofarmhawaii.org
(808) 956-3530

Website

 

*Offers services to new and existing agribusinesses to take their company to the next level
*Provides assistance in business management, financial management, marketing, and technical farming
*Interested participants need basic experience with tracking financial information and the ability to communicate over email/zoom/etc. so files can be transferred back and forth.
*For more information and to apply, click here
*Pomai is able to provide consulting services for farmers/ranchers to market their businesses on platforms such as social media.

Agricultural Leadership Foundation of Hawaii

director@agleaderhi.org

(808) 947-2914

Website

*The Agricultural Leadership Foundation of Hawaii is here for the agricultural community during this difficult time. If you need support please reach out and we will do our best to connect you with local resources that can help.
 

Hawaii Center for Food Safety

Lauryn Rego (808) 298-9489 lrego@centerforfoodsafety.org

lauryn.rego@gmail.com

Website

*Hawaii Center for Food Safety is a Maui based organization with statewide membership nearing 11,000. •Can help with communications and organizing farmers and advocates around ag focused legislation.

WEBINARS
 

1/1

1/2

Farm Commons COVID-19 Webinars 

Up-to-date webinars specifically for farmers and ranchers to navigate business strategy, loan applications, and government updates during the coronavirus.

 

Click here

Farmers & Ranchers Unemployment Insurance Benefits Webinar

 

A webinar by the Farm Commons covering eligible unemployment insurance benefits for farmers and ranchers. 

 

Click here

HANO Hawaii Webinars

Webinars and other information specifically for nonprofits.

Click here

Pennsylvania Sustainable Agriculture Farming COVID-19 Webinars

 

Up-to-date webinars specifically for farmers and ranchers covering coronavirus-relevant topics.

 

Click here

Save Hawaii Jobs and Businesses Webinars 

A weekly webinar series that provides clarification for PPP and other federal program funding,

 

Click here

Shop Small Hawaii

Provides business resources and tools to the community through free educational workshops, promotions, and special events for community partners.

 

Click here to register your business and receive updates

Farm Answers COVID-19 Library

A library of documents and webinars for farmers to adapt their businesses during COVID-19.

 

Click here

Pro Service Hawaii Business Guide

Extensive business guides and webinars on how to run businesses during a crisis, including a specific webinar for agriculture/farming.
 

Click here

Online Livestock Marketing Webinar Series

This 4-part webinar series, presented by CTAHR, will focus on the direct-to-consumer marketing and sale of animal products using various online platforms and tools.
 

 

To register, click here.

Livestock Pau Hana Talk Story

Livestock Pau Hana is an informal, bi-weekly discussion presented by CTAHR, the Livestock Extension Group, and Hawaii’s Cattlemen’s Council discussing the impacts of COVID-19 and other issues on Hawaii livestock operations.


To register, click here. After you register, you should receive a confirmation email explaining how to join the meeting. After registering, you can use the same link for all future webinars.

Cattlemen’s College Online Campus

The Cattlemen’s College Online Campus is a portal of on-line learning opportunities for those interested in beef product promotion, research, information and related activities financed by the beef checkoff and similar market development investments.

It contains conference sessions, workshops, presentations, and webinars.

 

Click here.

The Kohala Center's Farm Bill Program Funding Webinar

This webinar provides a broad overview for some of the funding options available to farmers, ranchers, and other Hawaii agriculturalists, as well as some best practices for applying to any grant.

Click here

1/1

Maui Economic Development Board COVID-19 Business Assistance Webinar Series

The COVID-19 Business Assistance Series, sponsored by the County of Maui, aims to help small businesses navigate the resources available to them, with clear step-by-step instructions. The webinar on May 14 focused on Agriculture and COVID-19 Loan Relief Programs.

Click here

Setting Up an Online Store Webinar

The University of Kentucky has hosted a webinar that slowly walks farmers through the process of setting up an online Square store. This is especially helpful for those who aren’t tech-savvy! 

 

 

Click Here

 

Farmers Markets Physical Redesign for COVID-19 Mitigation

Presented by Farmers Market Coalition, this webinar focuses on the physical redesign of farmers market spaces and shares examples of how market operators have implemented new practices to prevent the spread of COVID-19.

Click here

Hawaii Coffee Association Webinars

Hawaii Coffee Association is hosting a webinar on June 24th and 25th designed to provide insights into the current state of Hawaii’s and the global coffee industry, and to offer information to help them cope with the current conditions surrounding the COVID-19 pandemic.

 

Registration link coming soon.

Farmers' Q+A on Unemployment Insurance Webinar 

This webinar answers farmers and ranchers' commonly asked unemployment insurance questions.


Click here

Online Sales Platforms for Farmers Webinar

This webinar, presented by Oregon Tilth, presents alternative ways that farmers and ranchers can markeet their products, including several direct-to-consumer online sales platforms suitable for producers.

Click here

Farmer's Market Best Practices

1/1

Cultivating Success Sustainable Small Farms Education Webinars

This webinar series presents best practices specific to COVID-19 for farm deliveries, CSAs, and farmers markets. There are also webinars on finance, mentorship and direct marketing created just for farmers.

Click here

More webinars coming soon!

More webinars coming soon!

 
ONLINE SALES INFORMATION

Things to Consider When Selling Online

 
ADDITIONAL LINKS
ADDITIONAL LINKS
Image by Angga Siswanto

Image by Angga Siswanto

Image by Neha Deshmukh

Image by Neha Deshmukh

Garden Soil

Garden Soil

Agriculture

Agriculture

Basket of Strawberries

Basket of Strawberries

Image by Ariel Besagar

Image by Ariel Besagar

Image by zibik

Image by zibik

Image by Kamila Maciejewska

Image by Kamila Maciejewska

Image by Ambitious Creative Co

Image by Ambitious Creative Co

Image by Debora Cardenas

Image by Debora Cardenas

Banana bunches

Banana bunches

Image by Markus Spiske

Image by Markus Spiske

Image by Hoach Le Dinh

Image by Hoach Le Dinh

Image by Skull Kat

Image by Skull Kat

Image by Carlo Verso

Image by Carlo Verso

Image by Aaron Burden

Image by Aaron Burden

Image by Markus Spiske

Image by Markus Spiske

Close Up of Corn Field

Close Up of Corn Field

Lemons

Lemons

Organic Carrots

Organic Carrots

Watermelons

Watermelons

Green Leaves

Green Leaves

Have a Question, Feedback, or a Resource you'd like to share? 
We'd love to hear from you!

808.729.1676

PO Box 700489 | Kapolei, HI 96709

©2019 by Oahu Agriculture and Conservation Association. Proudly created with Wix.com

Image by Carlo Verso