Grants & Loans For Farmers and Ranchers

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Maui County Small Business Grant Program

Fund Type:

Funder Entity:

Region:

Grant

Local/Federal

Maui

Grant/Loan Information

This program is open to all small businesses in Maui County and is part of the American Rescue Plan to assist small businesses in Maui County. This is a grant and not a business expense reimbursement program. Upon qualification, the grant amount is $5,000. See link to find out if your business qualifies.

No Deadline

Farmers Market Promotion Program

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Funder Entity:

Region:

Grant

Federal

Nationwide

Grant/Loan Information

This program funds projects that develop, coordinate and expand direct producer-to-consumer markets to help increase access to and availability of locally and regionally produced agricultural products by developing, coordinating, expanding, and providing outreach, training, and technical assistance to domestic farmers markets, roadside stands, community-supported agriculture programs, agritourism activities, online sales or other direct producer-to-consumer (including direct producer-to-retail, direct producer-to-restaurant and direct producer-to-institutional marketing) market opportunities.

Open Until Deadline

6/16/22

SBA Disaster Assistance

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Funder Entity:

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Grant

Federal

Oahu

Grant/Loan Information

Low-interest federal disaster loans from the U.S. Small Business Administration (SBA) are available to O‘ahu businesses, homeowners, and renters affected by the severe storms, flooding, and landslides from December 5 to 10, 2021. Loans are available to anyone who suffered damages to their home, business, or nonprofit.

Pacific Gateway Center’s Social Enterprise Program

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Grant

Private

Oahu

Grant/Loan Information

The Pacific Gateway Center’s Social Enterprise Program provides technical, social, and monetary support to entrepreneurs that create jobs for vulnerable populations and revitalize the community.

This program can provide direct access to capital such as facilities, equipment, and funding for businesses looking to expand their operations. The program also provides one-on-one coaching for business needs with special classes for taxes, legal issues, marketing and more. It also provides access to childcare, transportation assistance, and language access support. If interested, email sep@pacificgatewaycenter.org.

Apply Year Round

Kiva Loan Program

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Loan

Private

Statewide

Grant/Loan Information

The Kiva Loan Program provides $1,000-$15,000 loans to small businesses. The loan has up to a 42 month term at 0% APR with a 6 month grace period for agriculture. The loan may be used for working capital or capital expenditures. If the loan is for food and agriculture, The Kohala Center's Hawaiʻi Food Producers Fund will participate up to 50% of the loan amount.

Apply Year Round

NIFA’s Agriculture and Food Research Initiative- Education and Workforce Development

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Grant

Federal

Nationwide

Grant/Loan Information

This program focuses on developing the next generation of research, education, and extension professionals in the food and agricultural sciences. EWD invites applications in five areas: professional development for agricultural literacy; training of undergraduate students in research and extension; fellowships for predoctoral candidates; fellowships for postdoctoral scholars, and a brand-new program for agricultural workforce training. Deadlines vary for each program area; please refer to the RFA for more details.

Deadline Varies

Pacific Gateway Center Micro-lending Program

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Loan

Private

Statewide

Grant/Loan Information

PGC in partnership with Kiva, is offering 0% interest loans up to $15,000 for entrepreneurs in Honolulu City & County working in manufacturing, food service, agriculture, and value-added goods.

Open Until Deadline

Emergency Conservation Program

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Grant

Federal

Nationwide

Grant/Loan Information

The Emergency Conservation Program provides emergency funding and technical assistance to farmers and ranchers to rehabilitate farmland damaged by natural disasters and to implement emergency water conservation measures in periods of severe drought.

Deadline Deadline Unclear

Kahiau Rural Business Development Microloan Program

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Loan

Private

Hawaii

Grant/Loan Information

Kahiau Rural Business Development Microloan Program offers technical assistance and $2,000-$15,000 2% interest loans for businesses to help them develop and build a network. Businesses must have a Native Hawaiian or kama`āina owner/operator and be located on Hawaii Island or Molokai.

Open Until Depleted

FSA Emergency Loans

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Funder Entity:

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Loan

Federal

Nationwide

Grant/Loan Information

Producers suffering from farm related losses directly caused by declared natural disasters, emergencies or designated quarantine areas can apply for up to $500,000 in loans. These funds can be used for restoring or replacing essential property, covering part of the production costs associated with the disaster year, refinance certain non-real estate operating debts, paying family living expenses, and reorganizing the family farming operation. The current interest rate on this loan is 2.25%

Deadline TBD

Pacific Gateway Center’s Job Creation through Agriculture Program

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Funder Entity:

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Grant

Private

Oahu

Grant/Loan Information

This program helps both new and existing agricultural enterprises on Oahu and Hawaii Island by providing access to farmland and micro-loans for low-income farmers, start-up assistance including business plan, promotion and marketing assistance, and education and training on topics such as food safety and regulatory requirements. Language assistance and guidance is also available.

Apply Year Round

Certified Naturally Grown Grassroots Fund

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Grant

Private

Nationwide

Grant/Loan Information

The Certified Naturally Grown (CNG) Grassroots Fund offers peer-review certification to farmers and beekeepers producing food for their local communities by working in harmony with nature, without relying on synthetic chemicals or GMOs. This fund waives the minimum $150 dues for CNG certification.

Apply Year Round

Sea Pact

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Grant

Private

Nationwide

Grant/Loan Information

Sea Pact aims to advance sustainable fisheries and responsible aquaculture practices through funding projects in four focus areas: Sustainable Fisheries Partnership’s Target 75 Initiative, Domestic Aquaculture Advocacy, Aquaculture Education, and the responsible joint Sea Pact seafood sourcing policy. Sea Pact accepts LOI year-round.

Apply Year Round

Regional Conservation Partnership Program (RCPP)

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Grant/Service

Federal

Nationwide

Grant/Loan Information

This program promotes coordination of NRCS conservation activities with partners that offer value-added contributions address on-farm, watershed, and regional natural resource concerns. NRCS seeks to coinvest with RCPP partners to implement projects that demonstrate innovative solutions to conservation challenges and provide measurable improvements and outcomes tied to the resource concerns they seek to address.

Open Until Deadline

4/13/22

Local Food Promotion Program

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Funder Entity:

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Grant

Federal

Nationwide

Grant/Loan Information

This program funds projects that develop, coordinate and expand local and regional food business enterprises that engage as intermediaries in indirect producer to consumer marketing to help increase access to and availability of locally and regionally produced agricultural products.

Open Until Deadline

6/16/22

Rural Energy for America Program Energy Audit and Renewable Energy Development Assistance

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Grant

Federal

Nationwide

Grant/Loan Information

This program assists rural small businesses and agricultural producers by conducting and promoting energy audits and providing renewable energy technical and site assistance. Applications are accepted year round.

Apply Year Round

Agricultural Management Assistance Program

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Grant

Federal

Nationwide

Grant/Loan Information

Agricultural Management Assistance (AMA) is available to eligible agricultural producers in Hawaii. It provides financial and technical assistance to voluntarily address issues such as water management, water quality, and erosion control by incorporating conservation into farming operations.

Apply Year Round

Farm Storage Facility Loan Program

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Loan

Federal

Nationwide

Grant/Loan Information

The Farm Storage Facility Loan Program (FSFL) provides low-interest financing so producers can build or upgrade facilities to store eligible commodities including on-farm storage and handling for small and mid-sized farms, and for new farmers. Loan terms vary from 3 to 12 years. The maximum loan amount for storage facilities is $500,000. The maximum loan amount for storage and handling trucks is $100,000. Microloans are available up to $50,000.

Apply Year Round

Environmental Quality Incentives Program

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Grant

Federal

Nationwide

Grant/Loan Information

The Environmental Quality Incentives Program provides financial and technical assistance to agricultural producers to address natural resource concerns and deliver environmental benefits such as improved water and air quality, conserved ground and surface water, increased soil health and reduced soil erosion and sedimentation, improved or created wildlife habitats, and mitigation against increasing weather volatility.

Apply Year Round

Rural Economic Development Loan & Grant Program

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Loan

Federal

Nationwide

Grant/Loan Information

The Rural Economic Development Loan and Grant program provides funding for rural projects through local utility organizations. USDA provides zero-interest loans to local utilities which they, in turn, pass through to local businesses (ultimate recipients) for projects that will create and retain employment in rural areas. The ultimate recipients repay the lending utility directly. The utility then is responsible for repayment to USDA.

Apply Year Round

HDOA Emergency Loan for Farmers

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Loan

State

Statewide

Grant/Loan Information

HDOA provides emergency loans for farmers of up to $150,000 at 3% interest. Loans up to $100,000 will not require credit denials from other financial institutions. HDOA has waived their three-year residency requirements; both citizens and residents are able to apply. Applicants must have devoted most of their time and derive most of their net income from farming. HDOA also offers numerous other loan options, including loans for new farmers, qualified farmers, part-time farmers, food manufacturing, and aquaculture. To learn more about HDOA's loan options, click here or here.

No Deadline

FSA Loan Programs

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Loan

Federal

Nationwide

Grant/Loan Information

Farm Service Agency has a wide range of loan programs including:
•Direct Operating Loans
•Direct Farm Ownership Loans
•Minority and Women Farmers and Rachers
•Emergency Loans
•Microloans

To discover which USDA farm loans or microloans you are eligible for here, access the farm loan discovery tool here.

Deadline Varies

USDA Service Centers Provide Free, One-on-One Help for Farmers

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Funder Entity:

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Service

Federal

Nationwide

Grant/Loan Information

USDA offers help to farmers completing loan applications, environmental reviews, and other paperwork free of charge. Farmers who work with the USDA Service Center can establish their farm by registering for a farm number, which is required for USDA programs and assistance, learn how to meet conservation compliance provisions, verify eligibility for USDA programs, discuss their business and conservation goals, create a conservation plan, and fill out loan and program applications.

Apply Year Round

Hawaii County Community-Based Economic Development Program

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Funder Entity:

Region:

Loan

Local

Hawaii

Grant/Loan Information

The CBED Program financially assists community based enterprises through providing low cost loans of $25,000 to agricultural producers, manufacturers using agricultural products, and value added agricultural product businesses. For more information, call Wayne Tom at (808) 587-2772, Kevin Yokoyama at (808) 323-7591 (Kona) or Gareth Mendonsa at (808) 933-9977 (Hilo).

Deadline Unclear

Feed the Hunger Fund

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Region:

Loan

Private

Statewide

Grant/Loan Information

Feed the Hunger Fund provides 6.5%-8.5% $5,000-$250,000 loans for anyone involved in the food industry, particularly marginalized communities with sustainable businesses.

Apply Year Round

Hawaii People’s Fund

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Grant

Private

Statewide

Grant/Loan Information

This fund provides grassroots organizations with up to $5,000 grants for projects that ensure that the most vulnerable communities can stay safe. Examples of eligible projects include participatory mutual aid projects serving vulnerable communities through means such as food justice.

Deadline Unclear

Loans for Beginning Farmers and Ranchers

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Funder Entity:

Region:

Loan

Federal

Nationwide

Grant/Loan Information

FSA makes and guarantees loans to beginning farmers. There is a special focus on the credit needs of farmers and ranchers who are in their first 10 years of operation. Farmers may apply for direct loans at their local FSA offices.

Year Round

Meat and Poultry Processing Expansion Program

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Region:

Grant

Federal

Nationwide

Grant/Loan Information

The Meat and Poultry Processing Expansion Program (MPPEP) provides grants to help eligible processors expand their capacity. USDA Rural Development designed the MPPEP to encourage competition and sustainable growth in the U.S. meat processing sector, and to help improve supply chain resiliency

Open Until Deadline

4/11/22

EQIP Organic Initiative

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Grant

Federal

Nationwide

Grant/Loan Information

The EQIP Organic Initiative provides financial and technical assistance to organic producers through contracts up to ten years. Producers must have a USDA National Organic Program Organic Certificate, proof of good standing from a USDA accredited certifying agent, and sell less than $5,000 a year in organic agricultural products or are looking to transition to organic.

Apply Year Round

Aqua-Spark Aquaculture Investors

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Funder Entity:

Region:

Loan

Private

Nationwide

Grant/Loan Information

Aqua-Spark is an investment fund that supports sustainable small-to-medium aquaculture businesses around the world to provide safe, accessible aquatic life that does not harm the ocean. With investments starting at $250,000, Aqua-Spark looks to be a minority investor in businesses with elements of economic sustainability, environmental sustainability, and social sustainability.

Apply Year Round

Employment Training Fund

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Grant

State

Statewide

Grant/Loan Information

This program provides tuition assistance for courses through a list of approved vendors. Employers can apply to this fund on behalf of their employees in order to participate. The goal is to enhance workers’ skill sets for improved job performance and increased chances for future promotions and pay.

Apply Year Round

Maui Micro Business Loan Program

Fund Type:

Funder Entity:

Region:

Loan

Local

Maui

Grant/Loan Information

The Maui Chamber of Commerce provides 0% interest emergency and working capital loans of $7,500-$25,000 to businesses in Maui County with 10 or fewer employees during the pandemic. The goal of the program is to serve as many small, economically disadvantaged businesses. In addition to loan funding, recipients will also gain access to business development resources, auxiliary programs and mentorship.

Open Until Depleted

Pacific Gateway Center’s Agriculture for Human Trafficking Survivors

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Funder Entity:

Region:

Grant

Private

Oahu

Grant/Loan Information

This program provides support to immigrant, refugee and socially disadvantaged farmers by helping them navigate through regulatory requirements, access farmland, micro-loans, and other forms of capital, connect with commercial farms and restaurants, provide marketing support services, and learn business management and operations.

Apply Year Round

Conservation Reserve Program

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Funder Entity:

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Grant

Federal

Nationwide

Grant/Loan Information

The goal of this program is to reestablish valuable land cover to improve water quality, prevent soil erosion, and reduce the loss of wildlife habitat. Farmers receive an annal rental payment in exchange for removing environmentally sensitive land from agricultural production and instead planting species that improve the environmental health and quality. Contracts for the Conservation Program are 10-15 years long. All interested producers are encouraged to contact their local USDA Service Center for more information.

Deadline TBD

Rural Development Strategic Economic and Community Development (SECD) Funding

Fund Type:

Funder Entity:

Region:

Grant

Federal

Nationwide

Grant/Loan Information

SECD promotes regional economic and community strategic planning in rural America through supporting multi-jurisdictional or multi-sectoral projects. There are a variety of SECD programs relating to community facilities, water and waste disposal, business and industry, rural business development, and broadband service. All programs are now streamlined under one application.

Deadline Varies

Food Supply Chain Guaranteed Loan Program

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Funder Entity:

Region:

Loan

Federal

Nationwide

Grant/Loan Information

This program guarantees loans of up to $40 million for qualified lenders to finance food systems projects, specifically for the start-up or expansion of activities in the middle of the food supply chain. The program will support new investments in infrastructure for food aggregation, processing, manufacturing, storage, transportation, wholesaling, and distribution to increase capacity and create a more resilient, diverse, and secure U.S. food supply chain.

Open Until Deadline

American AgCredit

Fund Type:

Funder Entity:

Region:

Loan

Private

Statewide

Grant/Loan Information

Previously known as Hawaii Farm Credit, American AgCredit is a privately-run, agriculture lending company. They provide a variety of loans for land, equipment, construction, leasing, crop insurance, and more from $10,000-$20M.

Apply Year Round

Western IPM Center Special Issues Grant

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Funder Entity:

Region:

Grant

Private

Nationwide

Grant/Loan Information

This Center offers special issues grants up to $5,000 for time-sensitive one-year integrated pest management projects that cannot wait until the next regular grant cycle.

Rolling Deadline